Open an account

Open your
Personal Banking Platform account.

Choose the account, tell us who you are and confirm with your signature. Most applications are decided in minutes; you can save and finish later.

01
Account and products
Personal, joint, family, child, student, senior or non-resident.
02
You and your identity
Your details, identity document and tax residency.
03
Deposit and sign
Your first deposit, the fees and your e-signature.

What you needA valid passport, national ID or driving licence, your tax number, and a phone for a quick selfie. You can add photos after sending.

Open an account

Step 01 · Account type

Who is the account for?

Choose the kind of account. We show only the products you can open.

Account type

PersonalFor one adult aged 18 or over JointTwo adults sharing money FamilyA household account, with accounts for children Child or teenFor someone under 18; you are the guardian StudentAged 16 to 30 and studying SeniorAged 60 or over Non-residentYou live in another country

Business and company accounts are not offered.

Step 02 · Products

Choose your accounts

Pick a main account and add savings if you like. Fees and rates are shown before you send.

CurrencyThe currency of your new accounts.

Step 03 · Your details

Your details (the guardian)

Enter your details

Use your details exactly as they appear on your identity document.

Full name (as on your ID)

Date of birth

Email addressYou sign in with this.

Mobile numberWe text a code to confirm it.

Home address

Country you live in

City

Street address

Postal code (optional)Helps us check your address automatically.

Work and money

Occupation (optional)

School, college or university

Employer (optional)

Yearly income before tax (USD)

Where your money comes from

The other account holder

Their full name

Their date of birth

Their email addressWe send them an invitation to confirm.

They are your (optional)

Payments from the joint account (optional)

The child or teen

A child to add (you can add more later)

Child's full name

Child's full name (optional)

Child's date of birth

Child's date of birth (optional)

The child is your (optional)

Teen's own email (optional)For a teen's limited sign-in. Leave empty for a young child.

Step 04 · Identity and tax

Your identity and tax residency

We check your document with our verification provider (sandbox while testing).

Identity document

Document number

Valid until

Nationality

Tax

Country you pay tax in

Tax identification number (optional)For example your SSN, NI number or TIN. Needed to pay you interest.

Are you a US citizen or US tax resident?

Do you, or a close family member, hold a prominent public position?

Photos (you can also add them after sending)

Photo of your document (optional)The page with your photo. JPG, PNG or PDF up to 8 MB.

Selfie (optional)Face the camera in good light. We compare it with the document.

Proof you are the guardian (optional)Birth certificate or court order.

Step 05 · First deposit

Add money to your new account

You can start with nothing and add money later.

Bank transfer from another bankWe give you the details to send from your other bank. No fee. Debit card (sandbox gateway)Taken when your account opens. Sandbox gateway while testing; no fee. I will add money laterAdd money any time from your account.

AmountUp to 50,000 USD for the first deposit.

Step 06 · Review and sign

Check, choose a password and sign

Password

10+ charactersUpper & lower caseAt least one number

Confirm password

I agree to the terms, the account conditions and the fees shown, and have read the privacy notice. Send me statements, disclosures and notices electronically. Tell me about offers (optional). Use my spending to give me personal insights (optional).

Sign by typing your full nameYour typed name is your electronic signature on the application and the account conditions.

Security question

Next: products

Already a customer?Sign in

Do you need help?

We can walk you through the application one question at a time and tell you what to enter in each box.

Privacy Terms Security

How can we help?

Forgotten your password? Use Forgot password? to get a reset link by email.

Email support@personalbanking.example
Call +1 (800) 555-0100
Or send us a message on our contact page.

We will never ask for your password, PIN or verification codes.